Why Consider a Mortgage Broker?

While your bank is a familiar and convenient option for obtaining a mortgage, there are several advantages to consider using a mortgage broker instead:

Wider loan selection:

 As a Mortgage broker we have access to a wider range of lenders and loan products than most banks. This means we can shop around for the best rates and terms for your specific situation, potentially saving you money on your mortgage in the long run.

Expertise and guidance: 

As Mortgage brokers we are experts in the mortgage industry and can guide you through the entire loan process, from pre-approval to closing. We can answer your questions, explain complex terms, and help you choose the right loan for your needs, We are also usually available on nights and weekends.

Personalized service: 

We typically offer a more personalized service than banks. We will take the time to understand your unique financial situation and goals, and we will work with you to find the best possible loan solution. We offer white glove service to every one of our borrowers. 

Competitive rates: 

Because we have relationships with many types of lenders, we may be able to offer you more competitive interest rates than your bank. This is especially true if you have a complex financial situation or a lower credit score. It can be especially challenging for Self employed individuals, we work with just about everyone, and we know how to overcome a lot of obstacles. 

Faster processing: 

We have streamlined processes that can help you get your loan closed faster than you could with a bank. This can be especially important if you are on a tight timeline to close on a home. Our team works endlessly to get you to closing faster.

No upfront costs: 

Most mortgage brokers do not charge upfront fees for their services. In some programs we are  compensated by the lender when your loan closes.